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When you retire, you first have the “Go-Go” years in your 60’s and early 70’s. Then the “Go-Slow” years in your later 70’s and early 80’s. Last comes the “No-Go” years in your mid 80’s until death. This blog entry addresses the need for guaranteed income benefits that last as long as you do. Providing money for “out and about” retirement activity. Then “Out and About sometimes” retirement activity. And lastly, Providing money to take care of you in a home nursing environment.